International Trade & Finance

We partner with Abors Holdings to offer management consulting and other support services to importers, exporters, wholesalers, suppliers, and non-commercial purchasers in and out of the US.

The Trade Dilemma

A common dilemma faced when engaging in the sale and purchase of goods and services, especially where international trade is concerned, is the seller wanting to get paid before shipping the goods and the buyer wanting to receive the goods before paying the seller. In simple terms, this can be called the trade dilemma, where certainty around the inherent risks associated with trade, and the need to bridge working capital cash flow gaps through access to external sources of funding, become key in the facilitation of trade transactions. To provide a solution for buyers and sellers, the financial sector intervenes by providing them with trade finance products and services, increasing certainty for both parties involved in a trade as well as funding where necessary.

Trade Financing Solutions

Import and export trade finance solutions are essential in helping businesses negotiate the complexities of global trade and ensuring the success of their trading cycle by mitigating risk. Documentary credits provide payment security, facilitating secure trade. Trade loans and supply chain finance also facilitate better balance sheet management by bridging gaps in business working capital cycles, whilst guarantees assure a business’ ability to meet a contractual agreement allowing the negotiation of better trade terms. Employing the correct trade finance solutions will help a business reduce costs, optimize its working capital, and increase trade security to become a stronger global trading partner.

THT Technologies import and export trade finance solutions include:

Export Documentary Credits:

We take on non-payment risk to ensure receipt of payment for exported goods, even in the case of customer non-payment. Documentary Credits provide peace of mind regarding payment and increased confidence when trading globally. To meet different business trade finance needs, we offer Export Documentary Credit Confirmation and Documentary Credit Discounting.

Import Documentary Credits:

On presenting the correct documents we will pay suppliers on behalf of a business, ensuring imported goods have been shipped before payment is issued.

Different types of Letters of Credit import finance solutions include:

UPAU (Usance Letters of Credit Payable at Use)
Payment is issued for imported goods within an extended credit period once the correct import documentation has been received.

Export Documentary Collections:

The appropriate trade documentation will be held pending payment or promised payment at a diarized date. Acting as a trusted third party, we facilitate the effective movement of trade documents. Which gives increased control of goods with assurance they will not be released until receipt of payment.

Import Documentary Collections:

Only once a supplier’s bank has presented the correct shipping documents will payment be released for imported goods. Documentary Collections provide payment assurances to suppliers as well as confirmation that goods have been shipped as per agreed specifications.

Trade Loans:

Funding is provided to bridge gaps in business working capital and to optimize finances between procurement, production, and collection of proceeds from customers. Trade loans are a trade finance solution to manage costs and build a competitive stance in global trade relations.